Useful numbers before the sales pitch.
Compare listing fees first, then estimate what may remain after your mortgage and selling costs.
Interactive seller calculator
What would 2% more equity look like?
Enter your expected sale price. We compare the listing side only; the 2% buyer-agent example stays identical.
$18,080estimated difference at your price, including HST
$
Typical listing side · 3%$24,000before HST
Fourcities listing side · 1%$8,000before HST
Estimated savings$18,080including HST
Buyer-agent example · 2%$16,000 + HST
It appears in both totals below, so it cancels out of the savings comparison.
Typical example · 5% + HST$45,200
Fourcities example · 3% + HST$27,120
Illustration only. Assumes a 3% listing fee versus a 1% Fourcities listing fee, a 2% cooperating-brokerage fee in both scenarios, and 13% HST. Commissions are negotiable and not set by law. Actual fees, services, sale price and savings may vary. Terms apply.
Waterloo Region seller net sheet
How much money could you keep after selling?
Adjust the assumptions below. The estimate updates instantly and separates debts being repaid from the actual cost of selling.
Estimated money left$415,88052.0% of the estimated sale price
$800,000sale price−$350,000secured debt−$34,120selling costs=$415,880estimated net
Fourcities listing fee · 1%$8,000
Buyer-agent example · 2%$16,000
HST on commission$3,120
Mortgage and secured debt payout$350,000
Legal, preparation, adjustments and mortgage costs entered$7,000
Estimated selling costs, excluding debt payout$34,120
Estimated net using a 3% listing-side example$397,800
Estimated net using Fourcities’ 1% listing fee$415,880
Potential difference$18,0803% versus 1% listing side, including HST
Get my seller net sheet →Planning estimate only, not a quote, appraisal, mortgage payout statement, tax or legal advice. HST is calculated on the commission examples. “Tax and closing adjustments” means an amount you expect to owe; enter zero if unknown. Actual commission, services, mortgage discharge or prepayment costs, adjustments, legal fees, preparation expenses and proceeds may differ. Commissions are negotiable.