Waterloo Region seller net sheet
How much money could you keep after selling?
Adjust the assumptions below. The estimate updates instantly and separates debts being repaid from the actual cost of selling.
Estimated money left$415,88052.0% of the estimated sale price
$800,000sale price−$350,000secured debt−$34,120selling costs=$415,880estimated net
Fourcities listing fee · 1%$8,000
Buyer-agent example · 2%$16,000
HST on commission$3,120
Mortgage and secured debt payout$350,000
Legal, preparation, adjustments and mortgage costs entered$7,000
Estimated selling costs, excluding debt payout$34,120
Estimated net using a 3% listing-side example$397,800
Estimated net using Fourcities’ 1% listing fee$415,880
Potential difference$18,0803% versus 1% listing side, including HST
Get my seller net sheet →Planning estimate only, not a quote, appraisal, mortgage payout statement, tax or legal advice. HST is calculated on the commission examples. “Tax and closing adjustments” means an amount you expect to owe; enter zero if unknown. Actual commission, services, mortgage discharge or prepayment costs, adjustments, legal fees, preparation expenses and proceeds may differ. Commissions are negotiable.
Sale price is not the same as money in your pocket.
The calculator separates the mortgage payout from transaction expenses so you can plan the next move using a more useful number. It also shows the difference between a 3% listing-side example and the Fourcities 1% listing fee while keeping the buyer-agent example unchanged.